Statements Of Income

In thousands of New Taiwan Dollars, except per share amounts
ITEMS 2025 2024
INTEREST INCOME 118,005,520 112,427,736
INTEREST EXPENSE (53,185,448) (54,885,043)
NET INTEREST REVENUE 64,820,072 57,542,693

NET REVENUE OTHER THAN INTEREST

Net service fee revenue

33,899,631 27,785,160

Gains on financial assets or liabilities at fair value through profit or loss

9,455,107 14,321,493

Realized gain on financial assets at fair value through other comprehensive income

701,262 862,676

Gain (loss) arising from derecognition of financial assets measured at amortised cost

64 (12,538)

Foreign exchange gain

2,498,418 2,112,937

Impairment reversal (loss) on assets

36,569 (116,310)

Share of profit of subsidiaries, associates and joint ventures accounted for using equity method

831,173 642,640

Net other revenue other than interest income

752,270 462,915

NET REVENUE OTHER THAN INTEREST

48,174,494 46,058,973
NET REVENUE 112,994,566 103,601,666
BAD DEBTS EXPENSE, COMMITMENT AND GUARANTEE LIABILITY PROVISION (6,840,692) (8,569,759)

OPERATING EXPENSES

Employee benefits expenses

(26,326,506) (24,081,204)

Depreciation and amortization expense

(4,053,304) (3,606,968)

Other general and administrative expense

(23,924,831) (21,493,314)

TOTAL OPERATING EXPENSES

(54,304,641) (49,181,486)
PROFIT BEFORE TAX 51,849,233 45,850,421
INCOME TAX EXPENSE (8,841,000) (8,070,000)
NET INCOME 43,008,233 37,780,421
OTHER COMPREHENSIVE INCOME, NET OF TAX 1,837,988 2,348,457
BASIC EARNINGS PER SHARE (IN DOLLARS) $3.35 $2.95